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Send money easily, at home and abroad

Fast, affordable transfers

  • Transfers to suit you

    Make transfers in Euros or in foreign currencies, online, on your mobile(1), or in branche.

  • Manage all your HSBC accounts worldwide

    See all your HSBC accounts around the world in one place with Global View, and make free transfers worldwide from your Euro accounts with Global Transfer(2).

  • Free SEPA transfers

    Send money online for free (3) from your Euro accounts with Global Transfers

  • Easily manage your payees

    Make immediate transfers online to your payees with Secure Key protection

How HSBC Transfers can help you


  • safely make any type of transfer, in France or abroad, online or on your mobile
  • pre-select currency based on the destination country / region
  • securely add new payees in real time with Secure Key protection


  • free (2) SEPA transfers online or on your mobile
  • no foreign exchange fees on international transfers from your Euro accounts


  • add new payees in real time online or on your mobile using a unique Secure Key code

Manage your transfers

Set up transfers online, on your mobile or at a branch:

Transfers to France

  • make one off, regular or future transfers
  • add new payee accounts and make a transfer a few seconds later
  • view, modify or delete your pending transfers in France
  • access all your completed or rejected transfers

International Transfers

  • make international transfers online in Euros or 14 major currencies (USD, Pounds Sterling, Canadian Dollar, Yen, Swiss Franc, etc.)
  • view all your pending, completed and rejected transfers.
  • see all your HSBC accounts in other countries and regions with Global View
  • make free transfers from your Euro accounts online or on your mobile with Global Transfer

How to make a transfer


  1. Log on and select Transfers/Make a transfer
  2. Select the accounts to be debited and credited
  3. For international transfers, choose the currency and payment method
  4. Check the details and confirm the transaction

On your mobile

  1. Log on and select Transfers/Make a transfer
  2. Select the accounts to be debited and credited
  3. For international transfers, choose the currency and payment method
  4. Check the details and confirm the transaction

At a branch

If you can’t make your transfer with My Online Banking or My Mobile Banking, please: 

  1. Download this form each time you need to use this service.
  2. Complete the form electronically. If you need help, see the help document below.
  3. Send the form via secure messaging using the subject << Mes Comptes >>.
  4. Your branch will ask you to electronically sign the transfer request to confirm it.

If you can’t send it in secure messaging, please contact your branch to find the best solution to initiate your transfer.

Having trouble with your transaction forms?

Just follow the simple steps in our guide: How to open interactive PDF forms. 

How to add a new beneficiary online or on your mobile

  • log on and select 'Transfer/Manage beneficiaries'
  • complete all the requested information (IBAN or free format) to avoid returns or additional costs
  • to protect you from fraud, new payees must be validated with a code from your Secure Key

Transfer from or to a savings account

You can only make transfers between savings* and current accounts if they’re held by the same account holder, at the same bank.

Example: Transferring money to your children’s savings accounts has to be done in two steps :

  1. First make a transfer from your current account to your child’s current account.
  2. Then transfer the money from their current account to their savings account.

Standing orders from savings accounts aren’t allowed.

Transfers to a Plan Epargne Logement aren’t affected.

*Savings accounts covered by this regulation are: Livret A, Livret de Développement Durable et Solidaire (LDDS) [excluding donations to our partner associations], Livret HSBC Epargne, Livret HSBC 2A, Livret Epargne Populaire (LEP), Livret Jeune, Compte Epargne Logement (CEL), Compte sur Livret (CSL).

Free SEPA transfers

Regular, one-off and future SEPA transfers in Euros, made online or on your mobile, are free.

Non-SEPA transfers

International transfers may be subject to additionnal fees:

  • transmission costs (4) for sending the payment
  • correspondents' fees (5) for intermediary banks processing the payment
  • reception fees (5), dependent on the beneficiary bank

To quickly view the applicable fees, start making an international transfer in mobile or online banking. 

Choose between 3 fee options:

  • OUR: you pay most of the costs

    If the beneficiary must receive the full amount, this is the best option.

    However, they may be charged by their bank for receiving the payment.

  • SHARE: the costs are shared

    HSBC and the beneficiary pay the processing and reception fees.

    The beneficiary's expenses may be taken from the transferred amount. This is the only option on My Mobile Bank.

  • BEN: the beneficiary pays all the costs

    You don't pay any fees. They're automatically deducted from the transfer amount.

The SHARE option is obligatory for transfers in any currency going to a country in the European Economic Area.

This includes member states of the European Union, as well as Iceland, Liechtenstein and Norway, and Euro transfers to Monaco, San Marino or Switzerland.

International transfer charges at a glance

Allocation of charges

Options Transmission cost Correspondent fees Reception fees
The issuer (you)
The issuer (you)
The beneficiary*
The issuer (you)
The beneficiary*
The beneficiary*
The beneficiary*
The beneficiary*
The beneficiary*

Allocation of charges

Options OUR
Transmission cost The issuer (you)
Correspondent fees The issuer (you)
Reception fees The beneficiary*
Options SHARE
Transmission cost The issuer (you)
Correspondent fees The beneficiary*
Reception fees The beneficiary*
Options BEN
Transmission cost The beneficiary*
Correspondent fees The beneficiary*
Reception fees The beneficiary*

*Fees applied by the beneficiary's bank or any other bank used to send the payment aren't within our control, so we can't say what they are in advance. These fees may be deducted from the payment.

International transfer fees

For more transparency, the Director General of the Treasury issued a decree on July 8 2021 to complement the  European regulation 2019/518 (known as 'CBPR2', dated 19 April 2020) on applicable fees for international transfers in the European Union (EU). It means we need to give you more details when you send money outside the EU.

What does this mean for me?

Before you send money internationally to a country within or outside the European Economic Area (EEA), in euro or another currency, you can now find out:

  • the total amount you're sending in the currency of your account, including any added fees
  • the total amount your beneficiary will get
  • estimated fees, including conversion, transfer and any other applicable fees*
  • estimated fees as a cash amount and a percentage of the total transfer

Once a transfer outside the EEA is complete, you'll see how much you were charged in fees.

*This doesn't include any additional fees the beneficiary may be charged.

Apply Online

New customer

It only takes a couple minutes to sign up online 

Existing customer

Please book an appointment with an adviser

Hold an HSBC account in another country?

Make free, fast transfers between your Accounts with My International Accounts(1)

Frequently Asked Questions

(1) Application available for Iphone and Android

(2) We would like to remind you that in accordance with current French regulations, individuals, associations and companies that do not have a commercial form, who are French tax residents or are established in France, are required to declare, on their personal or corporate income tax return, the accounts opened, held, used or closed abroad as well as all related accrued income. Furthermore, individuals must pay social contributions upon receipt of investment income through these accounts and, if necessary, an advance income tax payment. Finally, if the concerned account holders are liable to pay wealth tax (IFI), the value of shares equivalent to real estate assets held in those accounts must be declared for wealth tax purposes, under certain conditions. 

Additionally, in accordance with current French regulations, French tax resident individuals are required to declare information related to capitalisation contracts and other investments of the same nature on their income tax return, notably life insurance contracts, purchased with insurance institutions established outside France and, if applicable, all related accrued income realised upon a partial or a total surrender of those contracts. Furthermore, these individuals must pay social contributions due further to their contract. Finally, if the concerned policyholders are liable to pay wealth tax (IFI), the value of redeemable insurance contracts and capitalisation contracts equivalent to the value of units of accounts composed of taxable real estate assets must be declared for wealth tax purposes.

In the event of failure to comply with these obligations, concerned individuals, associations or companies may be subject to payment of back taxes and penalties. For further information regarding these tax and reporting obligations, we recommend you contact an independent advisor. 

(3) Excluding communication and subscription costs, depending on the operator.

(4) The issue fees are an HSBC package: to know the details of the HSBC package, please refer to the rate card for Particuliers.

(5) Variable costs: this information is not communicated to HSBC. This depends from each country/each bank.

(6) Iceland, Liechtenstein and Norway are likely to adopt this regulation in the near future.

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