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HSBC Garantie Habitation

If you hold an HSBC Garantie Habitation (Home insurance) policy, online banking means you can:

Instantly view your insurance contracts:

  • your 3 months validity quotes
  • your HSBC Garantie Habitation insurance contracts


Access your quote and apply

View, print and amend your quote before applying, or delete it.


View your HSBC Garantie Habitation insurance documents:

  • specific provisions
  • general provisions
  • insured party guide
  • insurance certificates
  • school certificate

If you don’t have HSBC Garantie Habitation, see our online calculator and apply online.

How to apply for HSBC Garantie Habitation

It’s easy to calculate how much cover you need, get an estimated quote and apply online. You can also speak to our customer service centre or your relationship manager.

Your insurance certificate

When you apply online, you can instantly access your insurance certificate online to show you’re covered.

Just go to ‘Insurance/HSBC Garantie Habitation’ in My online banking, to view your certificate.

Your insurance contract

Your policy is effective from the date specified on your certificate. You can defer the start of your policy for up to 12 months.

If you move, the old and the new houses are both covered for 60 days under the same policy. You’ll be asked to provide a multiple-risk home insurance certificate:

  • when you sign your purchase agreement with the solicitor if you’re buying a home
  • when you sign the tenancy agreement and the schedule of fixtures if you rent

The length of your contract

Your policy contract lasts for 12 months.

How to make a claim

You must report an incident as soon as possible. At the latest:

  • within 2 working days for a robbery
  • within 10 days of an officially confirmed natural disaster 
  • within 5 working days in other situations

If you can’t give us bills for any work or replacements, please provide other evidence. This can include pictures, family testimonies, accounts statements or pro forma bills (especially for luxury purchases).

You can request a cash advance in the event of a significant disaster. This may be awarded immediately after one of our experts has inspected the damage. You can also declare your claim by email.

Want to speak to someone about your policy?

You can call our specialist advisers on, Monday to Friday, from 9:00 to 18:00 (except for public holidays). Alternatively, contact the insurance team by mail. They can answer your questions, help with incident reports and set up the objectives for your contract. 

To declare any accident or request a contract amendment, you have to also send a registered letter to the HSBC Assurances management centre: HSBC TSA 80777 - 92894 NANTERRE CEDEX 9


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