| You were born… |
Legal retirement age |
|---|---|
| Before July 1951 |
60 years |
| Between July and December 1951 |
60 years 4 months |
| 1952 | 60 years 9 months |
| 1953 | 61 years 2 months |
| 1954 | 61 years 7 months |
| 1955 or later |
62 years |
| You were born… |
Before July 1951 |
|---|---|
| Legal retirement age |
60 years |
| You were born… |
Between July and December 1951 |
| Legal retirement age |
60 years 4 months |
| You were born… |
1952 |
| Legal retirement age |
60 years 9 months |
| You were born… |
1953 |
| Legal retirement age |
61 years 2 months |
| You were born… |
1954 |
| Legal retirement age |
61 years 7 months |
| You were born… |
1955 or later |
| Legal retirement age |
62 years |
ATTENTION: reaching the legal retirement age does not always mean you will be entitled to a full rate pension! You must have validated a certain number of quarters. If you have quarters which are not accounted for in your personal history you may receive a décote (reduction) on your pension.
Can I retire before the legal age of 62 years?
There are exceptions which allow some people to leave the workforce before 62 years :
- people who started working at a very young age: early retirement for a long career
- employees whose work deemed strenuous: credits accumulated on their professional prevention account can, under certain conditions, be converted into quarters
- people with disabilities
- people who suffer from a permanent disability due to their professional activity
In addition to these special cases, it is also possible to opt for gradual retirement, from the age of 60 onwards, provided that 150 quarters are gathered. This plan allows you to receive part of your pension while working part-time.
If you do not fall into one of these categories and you want to retire before the legal age, you will suffer a reduction in the amount of the pension you will receive later. Depending on your status you must ensure that your resources are organised to fund the time between stopping work and receiving your pension and, especially that your health insurance and health insurance coverage are more comprehensive.
| You were born... | Legal full pension retirement age |
|---|---|
| Before July 1951 |
65 years |
| Between July and December 1951 |
65 years 4 months |
| 1952 | 65 years 9 months |
| 1953 | 66 years 2 months |
| 1954 | 66 years 7 months |
| 1955 or later |
67 years |
| You were born... |
Before July 1951 |
|---|---|
| Legal full pension retirement age |
65 years |
| You were born... |
Between July and December 1951 |
| Legal full pension retirement age |
65 years 4 months |
| You were born... | 1952 |
| Legal full pension retirement age |
65 years 9 months |
| You were born... | 1953 |
| Legal full pension retirement age |
66 years 2 months |
| You were born... | 1954 |
| Legal full pension retirement age |
66 years 7 months |
| You were born... |
1955 or later |
| Legal full pension retirement age |
67 years |
The full rate is 50% of the average of the best 25 years of earnings for general plan employees. Note that this rate is only one element in calculating your retirement.
The equation used is as follows :
Also, even after age 67, the duration of insurance - i.e. the number of validated quarters - is taken into account to define the amount of your pension.
Contact an adviser now to prepare your plans
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*Dial +33810246810 within France (service €0.09 per call + call price) and for service outside France (cost varies by operator).
